Southeastern Association of Credit Management - An Affiliate of NACM

An Affiliate of NACM

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SACM, Inc. hereby disclaims any liability or warranty as to the information furnished to the user of this program and information, and in particular, there are no implied or express warranties or merchantability or fitness for a particular purpose the user of this information accepts full and sole liability and responsibility for any loses, claims or damages occasioned by the utilization of this program and the information contained herein, including any errors in said program.